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Make the process of purchasing a new home, refinancing, downsizing, or simply wishing for a change that much easier, let Tom Bates this Trusted Mortgage Advisor guide you every step of the way. With over 30 years of experience, Tom will help you consider all your options so you can concentrate on making the best decision for your needs. Tom’s knowledge and experience will help you through the loan process, find the terms that are right for your budget, and make sure all the legalities are competently handled to allow a smooth closing. Tom’s extensive background will not have you leaving here without any questions unanswered. Tom specializes in First Time Home buyers, Purchase Transactions, Rate & Term Refinance, Cash out and debt consolidation Refinances, Construction, Reverse, FHA, Jumbo, VA, USDA and 203k Mortgages and has a motto of "Constant Communication".
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